Students accepted to a graduate studies program may apply for the Federal Direct Stafford Loan Program, Federal Direct Graduate PLUS Loan Program and the Federal Work Study Programs. When a determination of eligibility is made, an email will be sent to the student's University of Scranton email account advising them to view their Electronic Aid Notification Letter on the Self Service UIS system.

Required Applications

Graduate students applying for any federal financial aid listed above, must complete the Free Application for Federal Student Aid (FAFSA), which is available online at www.fafsa.ed.gov. Students applying for federal work study must complete our Online Work Study Application available on the Self Service University Information System (UIS). For both the Federal Direct Stafford Loan Program and the Federal Work Study Program, you must indicate your request on the FAFSA. Students must also complete an eMPN at the Federal Direct Loan Website. Visit www.scranton.edu/financialaid and click on Loans & Financing Options. Under the Graduate column, click on Federal Direct Stafford Loans and click on Apply Now to esign your Electronic Master Promissory Note. The eMPN is valid for 10 years, but the FAFSA must be filed each year.

Aggregate and Annual Loan Eligibility for Graduate Students

The annual maximum Stafford Loan for graduate students is $8,500 and $12,000 for the additional Unsubsidized Stafford Loan. Graduate students will be certified for the maximum eligibility based on cost of attendance for the loan term. Should you not want the maximum, please notify the Financial Aid Office in writing from your University of Scranton email account, on the amount that you wish to borrow. Loan proceeds are credited to the student's account at the beginning of each semester depending on when the loan was processed. Students will be notified when funds have been disbursed to the account. Eligibility is also dependent on Satisfactory Academic Progress and the aggregate amount a student has already borrowed for their educational career. Graduate students are limited to an aggregate of $138,500.

Federal Direct Graduate PLUS Loans

Federal Direct Graduate PLUS Loans are available to credit worthy graduate students. Students may apply for up to the difference between their cost of attendance less the total of all other financial aid received. Students are required to complete a FAFSA and should first utilize the Federal Direct Stafford Loan Program prior to borrowing under the Federal Direct Graduate Plus Loan program. Students must notify the financial aid office of their request to apply under this program and must also complete an eMPN at the Federal Direct Loan website, which is valid for 10 years. Visit www.scranton.edu/financialaid and click on Loans & Financing Options. Under the Graduate column, click on Federal Direct Graduate Plus Loans.

Loan Counseling

Loan Counseling must be completed for the Federal Direct Stafford and Graduate Plus Loans at the Direct Loan Servicing website. Visit www.scranton.edu/financialaid and click on Loans & Financing Options. Under the Graduate column, click on Federal Direct Stafford Loans and then click on Entrance Counseling. Please read and complete all required items.

Loans for Students Enrolled in Teacher Certification or Pre-Professional Coursework

Students admitted in a Teacher Certification Program and not in a Master's Degree Program are eligible to borrow up to $5,500 in the Stafford Loan and up to $7,000 in the Additional Unsubsidized Stafford Loan (if eligible under this program). Students admitted under a Pre-Professional status who are enrolled in prerequisite courses for admission into an eligible graduate or professional program, may be eligible to borrow up to $5,500 through the Direct Stafford Loan Program and up to $7,000 through the Direct Additional Unsubsidized Stafford Loan (if eligible under this program). Students are limited to one loan for one consecutive 12-month period for these maximum amounts for pre-professional coursework. In addition to the required financial aid application process, students enrolled under a Pre-Professional status must submit a letter from their advisor stating that the coursework is required for admission into a graduate or professional degree program.

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